top of page

Types Of Mortgage

Your Independent Mortgage Broker

We have access to a full range of mortgages on the market. Cashback, Remortgage, Fixed rate, Tracker, Self-Build, Buy to Let & Co-ownership. We also provide guidance on your individual circumstances to ensure you make the right choice.


First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.


Remortgaging means switching your mortgage to another deal with another lender. Most people remortgage because their existing deal has ended. You can also remortgage and raise additional capital.

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.


Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.

Self Build Mortgages

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount.

Key in the Lock

Mortgage Lending

Whether you need help negotiating a mortgage or buying a new home, Derry Mortgage Solutions can manage all your mortgage needs. As an Independent mortgage adviser we advise on mortgages from the mortgage market. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how our services can help.

Flexible Mortgages

A flexible mortgage is a mortgage with some extra flexible features bolted on. The features and how they work will differ between providers so it's important when searching for a mortgage to find one that has the facilities you need.


Offset Mortgages

With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt.

Equity Release Schemes

Sometimes people want to release equity in their homes because they need cash for a particular purpose.

Equity release advice is available by referral only.

Equity release will reduce the value of your estate and can affect your eligibility for means-tested benefits.


Get in touch for more information on how I can help with all your mortgage needs or download our Mortgage and Protection Service guide.

bottom of page